The month of October 2025 is set to have several important bank holidays across India. With major festivals, national observances, and regional events lined up, customers should plan their banking activities in advance to avoid any last-minute hurdles. Among these holidays, Gandhi Jayanti on October 2, 2025, will be observed as a national holiday, with all banks, schools, and government institutions remaining closed.
Here’s a detailed look at the bank holidays in October 2025, including both nationwide and state-specific observances.
Gandhi Jayanti – A National Holiday
- Date: Thursday, October 2, 2025
- Occasion: Birth anniversary of Mahatma Gandhi, the Father of the Nation.
- Holiday Status: National holiday across all states and union territories.
On this day, all banks – public sector, private sector, cooperative banks, and regional rural banks – will remain closed. Stock markets, government offices, and educational institutions will also observe a holiday. Gandhi Jayanti is not just a bank holiday but also a day of national importance marked by prayer services, tributes, and remembrance events.
List of Bank Holidays in October 2025
Here is a tentative list of bank holidays in October 2025. The exact dates may vary based on the state and local traditions, as holidays are governed by the RBI’s holiday calendar and respective state governments.
1. Gandhi Jayanti
- Date: October 2 (Thursday)
- Applicable: Nationwide
2. Maha Saptami / Durga Puja (Regional)
- Date: October 1 (Wednesday)
- States: West Bengal, Assam, Tripura, Odisha
3. Maha Ashtami
- Date: October 2 (Thursday, coinciding with Gandhi Jayanti)
- States: Eastern states, especially West Bengal and Assam
4. Maha Navami
- Date: October 3 (Friday)
- States: Multiple states, especially Eastern India
5. Vijaya Dashami / Dussehra
- Date: October 4 (Saturday)
- States: Pan-India, celebrated differently across states
6. Lakshmi Puja / Kojagari Lakshmi Puja
- Date: October 10 (Friday)
- States: West Bengal, Odisha, Assam
7. Eid-e-Milad (Milad-un-Nabi)
- Date: October 13 (Monday)
- States: Observed in many states including Delhi, Maharashtra, Kerala, Karnataka, Uttar Pradesh
8. Maharishi Valmiki Jayanti
- Date: October 17 (Friday)
- States: Punjab, Haryana, Delhi, Chandigarh, Karnataka
9. Karva Chauth (Regional Holiday)
- Date: October 22 (Wednesday)
- States: Punjab, Haryana, Uttar Pradesh, Delhi (observed in certain regions)
10. Diwali Preparations Begin (Minor Regional Holidays)
- End of October may also include local observances connected to Diwali preparations in certain states.
RBI Holiday Categories
The Reserve Bank of India categorizes bank holidays into three groups:
- Holiday under Negotiable Instruments Act
- Holiday under Negotiable Instruments Act and Real-Time Gross Settlement (RTGS) Holiday
- Banks’ Closing of Accounts
Most October holidays, including Gandhi Jayanti and Dussehra, fall under the first category, meaning banks remain closed for physical transactions, though online services like net banking, ATMs, UPI, and mobile apps continue to function
How Customers Should Plan
- Withdraw Cash in Advance: ATMs may see heavy demand during long holiday weekends.
- Plan Transactions Early: Fund transfers, cheque clearances, and branch-related work should be done before holidays.
- Use Digital Services: UPI, net banking, and mobile banking remain unaffected, making them ideal for quick payments.
Conclusion
October 2025 is packed with festivals and national observances, ensuring several bank holidays across India. The most significant among them is Gandhi Jayanti on October 2, which will be observed nationwide. Customers are advised to check their state-specific holiday list to manage banking activities smoothly.
By planning ahead, you can enjoy the festive season without worrying about banking delays.
